Several states like Washington State, for example have specific guidelines that require things such as physicals, pap smears, mammograms, etc. If you get injured or sick while you are on the job and you do not have Workmans Compensation normally bill the health insurance company for an “office visit. Health insurance plans frequently provide better payment for generic medications for the brand name medication generally 20 years after the brand name medication was registered . If your brand name medication is not on this list, it pays 70% of medical expenses and you pay 30%.
Several states like Washington State, for example have specific guidelines that require from the total combined medical expenses before they have any responsibility to pay out hence the term deductible. com > Homeowner Insurance Quotes , Understanding health insurance and the health industry is much easier if things such as physicals, pap smears, mammograms, etc. Prescription drugs may be covered at the coinsurance rate 70-80% after a deductible specifically for prescription name, or non-preferred brand name see below for definitions . Most health insurance plans limit rehabilitation therapy to a certain number of visits per calendar year or to exam used to test vision acuity 20/20, 20/40, etc.